3 Things You Need To Know About Your Health Insurance
We get it. You pay a lot of money for your health insurance, and you want to use your benefits.
Here are 3 important things to know before you decide who to trust with your health.
1. Health insurance companies do not care about your health
This may be difficult to absorb, but unfortunately it’s true. Health insurance companies care about saving money and cutting costs. They put limits on treatment options, and put arbitrary road blocks in place to deny care and save a buck. This is a big problem when you have a health issue you are expecting to be covered.
2. Health insurance companies continue to undercut their doctors.
Would you show up to work tomorrow if your boss told you they were giving you a 20% pay cut? The obvious answer is NO. Every year doctors continue to get reimbursed less from insurance companies. The best doctors are leaving the insurance networks everyday, meaning they are “out of network” providers. Good doctors providing a valuable service no longer see a need to be involved with insurance networks. The doctors that stick around in the insurance networks are the ones willing to be paid less to do the job. In the near future, only mediocre doctors will still be “In Network” providers. The best doctors in the world will get away from working with insurances altogether, while continuing to provide massive value to their patients.
3. The cost of healthcare continues to go up for patients.
Every year, having a health insurance plan gets more expensive. The plans cover less, the monthly premiums are going up, and deductibles continue to rise. Nowadays, most people typically have to pay thousands of dollars before health insurance will cover any portion of care. Does it make sense that you have to pay more, get less coverage for your health needs, and your doctors get paid less also? It’s easy to see who is actually benefiting from this current model.
Here’s the truth:
It’s easy to find doctors who will take your insurance. It’s very difficult to find doctors who can fix your pain and injuries.
We encourage people to spend considerable time researching doctors that are skilled and specialized, instead of simply finding someone who takes their insurance. At the end of the day, there is nothing more expensive than treatment that doesn’t fix your problem. The cheaper solution is never the better solution when it comes to your health. Take the time to find a great doctor.
Our doctors at Advantage Health Group are chronic pain specialists and experts with biomechanics. In fact, the doctors are 3 of about 30 doctors in the world and only ones in the entire state of Minnesota to diagnose, treat and prevent some of the most common causes of chronic pain.
We deliver a complete and accurate diagnosis better than anyone else. This means better results and a happier life for you. At AHG, we care about your health. If you or anyone you know is struggling with pain or nagging injuries, we would be happy to help.
